Tax Strategy Guide

Chess board with tax form pieces facing business entity pieces

W-2 employees pay the highest effective tax rate in America. Not because the tax code requires it — but because nobody teaches them the alternatives. This guide covers the legal strategies, entity structures, and loopholes that business owners and investors use to keep more of what they earn.

The Foundation

Before you optimize, you need to understand what's actually available to you under current tax law.

Entity Structure

The entity you choose determines how much you pay. This is the most consequential tax decision you'll make.

Advanced Strategies

These are the strategies that separate the wealthy from the high-earners. Both are legal. One requires knowledge.


Related Guides

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Last updated: March 2026